Godrej Finance has launched Supply Chain Finance (SCF) business, involving both payables and receivables financing, in a bid to expand its MSME lending franchise.
The company, which is a subsidiary of Godrej Capital, aims to build a ₹6,000 crore SCF portfolio over the next 5 years, with the business expected to contribute 8 per cent to Godrej Finance’s overall Assets Under Management (AUM), per a Godrej Capital statement.
The new business will provide working capital finance — through Dealer Financing, Vendor Financing, Purchase Invoice Financing and Sales Invoice Financing — to support anchor corporates, dealers, vendors and suppliers, it added. Godrej Capital is the financial services arm of the Godrej Industries Group.
With loan ticket sizes ranging from ₹10 lakh to ₹25 crore, the SCF offering is designed for businesses operating within the supply chains of large anchor corporates, spanning “BBB” to “AAA” rated companies with annual revenues ranging from ₹500 crore to over ₹1 lakh crore, according to the statement.
Unlike traditional collateral-led lending models, the offering is underpinned by cashflow and transaction-based underwriting, enabling businesses to unlock working capital against genuine trade activity, it added.
“The company is currently engaging with over 30 anchor corporates across captive and non-captive ecosystems….As part of its long-term roadmap, Godrej Finance also plans to expand its Supply Chain Finance proposition through factoring, reverse factoring and participation on the Trade Receivables Discounting System (TReDS),” Godrej Capital said.
Published on July 14, 2026